Effective August 7, 2003
Product
|
Charges |
 Individual
Checking
|
|
|
Monthly
Maintenance |
$7.50 |
|
Minimum
Balance Requirement to avoid maintenance charge |
$1,000.00 |
|
Minimum
Balance to Open |
$300.00 |
Mission Interest Checking
|
|
|
Monthly
Maintenance |
$12.00 |
|
Minimum
Balance Requirement to avoid maintenance charge |
$1,000.00 |
|
Aggregate
Account Min Bal |
$0.00 |
|
Min Bal
Require to Earn Int |
$1.00 |
|
Compounded
Daily |
Y |
|
Minimum
Balance to Open |
$10,000.00 |
Money Market Checking
|
|
|
Monthly
Maintenance |
$10.00 |
|
Minimum
Balance Requirement to avoid maintenance charge |
$2,000.00 |
|
Aggregate
Account Min Bal |
$0.00 |
|
Min Bal
Require to Earn Int |
$0.00 |
|
Compounded
Daily |
Y |
|
Excess
activity |
$15.00 |
|
Minimum
Balance to Open |
$1,000.00 |
Senior Checking
|
|
|
Monthly
Maintenance |
$0.00 |
|
Minimum
Balance Requirement to avoid maintenance charge |
$0.00 |
|
Inactive
Account Monthly Fee |
$10.00 |
|
Minimum
Balance to Open |
$100.00 |
|
Dormant
Monthly Fee |
$10.00 |
Personal Savings Account
|
|
|
Monthly
Maintenance |
$5.00 |
|
Minimum
Balance Requirement to avoid maintenance charge |
$250.00 |
|
Min Bal
Require to Earn Int |
$250.00 |
|
Minimum
Balance to Open |
$250.00 |
|
Excess
activity |
$15.00 |
Business Checking
|
|
|
Monthly
Maintenance |
$10.00 |
|
Minimum
Balance Requirement to avoid maintenance charge |
$1,000.00 |
|
Avg Ledger
Balance |
$2,000.00 |
|
Currency
Deposited (per $1,000 currency and/or coin) |
$1.20 |
|
Coin Order |
$0.10
/Roll |
|
Currrency
Order (per $1,000 currency and/or coin) |
$1.20 |
|
Minimum
Balance to Open |
$500.00 |
|
FDIC
Charge (per $1,000) |
$0.03 |
Business Savings MMK
|
|
|
Monthly
Maintenance |
$10.00 |
|
Minimum
Balance Requirement to avoid maintenance charge |
$2,000.00 |
|
Avg
Collected Balance |
$5,000.00 |
|
Currency
Deposited (per $1,000 currency and/or coin) |
$1.20 |
|
Coin Order |
.10 /Roll |
|
Currrency
Order (per $1,000 currency and/or coin) |
$1.20 |
|
Excessive
Activity |
$15.00 |
|
Interest
Compound Factor |
Monthly |
|
Minimum
Balance to Open |
$500.00 |
Miscellaneous Fees
|
Charge
|
|
Outgoing
Domestic Wire |
$30.00 |
|
Outgoing
International Wire US Currency |
$45.00 |
|
Outgoing
International Foreign Currency |
$45.00 |
|
Food
Stamps Deposited |
.65/item |
|
Cashier's
Check |
$8.00 |
|
Stop
Payment |
$20.00 |
|
Temporary
Checks |
$3.00 |
|
Cashed/Deposited Items Returned |
$5.00 |
|
Return
Item Redeposited |
$3.00 |
Overdraft and Returned Items
|
|
|
Paid (OD)
Per item/Daily Maximum |
$18/$108 |
|
Returned
(NSF) |
$17.50/$140 |
Overdraft Charge for OD's
> 5,000
|
MNB Index
+4% |
|
Overdraft
Protection Tsf from MNB Account |
No Charge |
|
|
|
|
Deposit
Correction Notification |
$5.00 |
|
Research |
$35.00 |
|
Document
Copy (Checks, Deposits |
|
|
Statements) |
$5.00 /
Item |
|
Hold
Statement |
$3.00 |
|
Special
Statement |
$6.00 |
|
Returned
Statement |
$5.00 |
|
Incoming/Outgoing Collections Domestic |
$15.00 |
|
Incoming/Outgoing Collections Int'l |
$35.00 |
|
International Drafts |
$30.00 |
|
Account
Verification Request |
$10.00 |
|
Abandoned
Account Notifications |
$2.00 |
|
Legal
Process (Levy Garnishment, |
$50.00 |
|
Writ &
Supoena) |
|
|
Notary Fee |
$5.00 |
|
Account
Closing |
|
|
Mail
Request |
$7.00 |
|
Early
Closure (Within 6 mos) |
$20.00 |
|
Safe
Deposit Services |
|
|
Annual
Service |
Varies |
|
Drilling |
|
|
Non-Emergency |
$25+cost |
|
Emergency |
$25+cost |
|
Key/Combination Deposit |
$20/Box |
|
Key/Combination Replacement |
$25 / EA |
|
Late Fee
60 + Days Delinquent |
$10.00 |
|
Late Fee
90 + Days Delinquent |
$15.00 |
|
On-Us
Checks Cashed for Non-customer |
$4.00 |
|
ATM/Debit
Card Replacements |
$7.50 |
|
Escheatment Fee |
$25.00 |
| |
