Savings and CD's

Savings and CD Account Offerings

Account Type	Savings*	Certificate of Deposit
Recommendations	Excellent for serious savers and customers who prefer to draw funds in person	Various terms available to fit your needs
Minimum to Open	$250	$500
Monthly Fee	$5.50 / month	N/A
Requirements to Avoid Monthly Fee	Waived if you maintain a daily balance of $250	N/A
ATM Debit Card Issuance	√	N/A
Waived ATM Surcharge Fee**	ALLPOINT Network (World-wide)	N/A
FREE Spending Report Calculator	√	N/A
FREE Online Banking	√	N/A
Unlimited Check Writing	N/A	N/A
FREE Bill-Pay	√	N/A
FREE e-Statements	√	N/A
FREE Check Images Online	√	N/A
FREE Auto Transfers	√	N/A
Overdraft Privileges	N/A	N/A
N/A - Feature is not available for this account Limited transactions - up to six transfers or withdrawals can be made during each statement cycle; no limits on deposits *Waived Point-of-Sale and ATM withdrawal Surcharge Fee at over 50,000 ALLPOINT Network ATM's world wide