Welcome to Mission National Bank

If you're located in the Bay Area and want to bank locally, Mission National Bank is headquartered in the Mission district of San Francisco. Mission National Bank is a full service commercial bank ready to serve all of your banking needs. Mission National Bank provides expertise and service to underserved targeted business and retail segments and geographic operating areas through niche marketing. Moreover, we specialize in providing commercial banking services to minority small businesses. You get a bank committed to community service. Mission National is a FDIC certified Minority Deposit Financial Institution
(www.fdic.gov/regulations/resources/minority/index.html)
and a Bauer Four-Star rated bank (www.bauerfinancial.com) making Mission National one of the safest banks in the nation. You also get a bank recognized by the Findley Reports on Financial institutions (www.findley-reports.com) as a Super Premier performing bank for 2007 & 2008 making Mission National Bank one of the best performing banks in California and an IDC Financial (www.idcfp) Superior rated bank. Bank rated Superior by IDC "are simply the best by all measures".

Treasury Department Guarantee Program

Mission National Bank is participating in the FDIC's Transaction Account Guarantee Program.

Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

There may, however, be situations where the coverage provided under the Transaction Account Guarantee Program may not be available. For instance, under this program the definition of a noninterest-bearing transaction account includes low-interest NOW accounts. But if the interest rate on the NOW account is over 0.50 percent, the account is not guaranteed under this program. In this situation, the coverage would be based on the FDIC's general deposit insurance rules.

FDIC Insurance Coverage

Extension of Temporary Increase in Standard Maximum Deposit Insurance Amount.

Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor.

If you have any questions, please feel free to speak to our Branch Manager, go to www.fdic.gov or call 1-877-ASK-FDIC.

FDIC Simplification Fact Sheet