Coming soon…new and improved card controls!

We will soon be launching an all-new card management experience that offers more control of your cards than ever before, right from our Mobile Banking app.

Greater Card Protection

Our card controls offer more protection than ever, allowing you to lock and unlock your cards and limit transactions by location, merchant, and transaction type. You can report lost or stolen cards from the app and set up alerts to stay informed about how your card is used.

Enhanced Insights

Our handy list of subscriptions and who has your card on file gives you a clear picture of where your money is going. Easy to read graphs make understanding your spending habits simple, and details such as merchant names, logos, and contact information give you greater insight into your card transactions.

Ultimate Convenience

Add cards to digital wallets, get cash without your card, easily set travel plans to ensure your card is not declined, and even access your new card before receiving it in the mail. Plus, self-service options give you 24/7 assistance without calling a service number.

Get Started

If you already have our Mobile Banking App, simply tap “My Cards”, once logged in, to take advantage of all the great features.

If you are new to Mobile Banking, simply search for Mission National Bank in your app store to download our Mobile Banking app today!

Check out our video to learn more.

CardHub Q&A

General

What enhanced card management options are available within the Mobile Banking App?

Our enhanced card management options allow you to:

• Lock/unlock your cards
• Limit transactions by location, merchant, transaction type or dollar amount
• Easily add cards to mobile wallets (Apple Pay® and/or Google Pay™)
• View subscriptions tied to a card and see where cards are stored online
• Stay informed with alerts
• View your spending via easy-to-read graphs
• Get in-depth transaction details
• Report lost or stolen cards
• Quickly identify and report fraudulent transactions
• Set up and manage travel plans
• Get cash without your debit card
• Access your new card before receiving it in the mail
• Activate your card when it arrives

How do I get started?

Simply log in to our Mobile Banking app and tap “My cards” to get started.

Can I add other financial institutions’ debit or credit cards to the Mobile App?

No, only our institution’s credit/debit cards are supported.

Can multiple cards be linked to one Mobile Banking account?

Yes, multiple cards from our institution can be accessed via one Mobile Banking account.

When I receive a reissued or replacement card, will I have to update the cards within the application?

No, the card will be automatically updated within our Mobile Banking app.

What if I don’t see “My cards” in the Mobile App?

Verify in your App Store that you have the most current version of our app installed. If an update is needed, you will see “Update” in the App Store.

Transactions

What type of transactions are displayed/enriched?

Transactions made with your cards are enriched and displayed. Teller transactions, wire transfers, and payments made via Bill Pay and ACH are not included. Enriched data includes the merchant’s name, logo, address and more.

Does the app show recent transaction history?

Yes, the app shows the last 50 card-based transactions posted within the last 30 days.

A spend limit of $50 has been set, but my card gets denied at some gas stations. Why?

Sometimes a merchant will pre-authorize the card for an amount that may be more than the spend limit you allow on the card. In this case, your card will be denied.

What’s the difference between "Card on File" and "Recurring Payments"?

"Recurring Payments" are those payments that happen repeatedly on a schedule, for example, streaming subscriptions, cellular bills, or other monthly bills you pay with your card. "Card on File" is a list of merchants who store your card information for future purchases, like online retailers or delivery apps.

I see a transaction I don’t recognize. What should I do?

Select the transaction to view its details. If it was an in-person transaction, you should see a Google Map of the actual location the transaction took place. If you still don’t recognize the purchase, you can reach out to the merchant from the phone number listed on this screen.

Controls and Alerts

What card controls are available?

Via our Mobile app, you can lock or unlock your card if you suspect fraud or misplace your card. You can even report lost and/or stolen cards without ever having to call a customer service number. Even limit transactions by location, merchant, and transaction type to control how your card is used. Plus, set up alerts to stay informed.

Can I block all international transactions?

Yes. International transactions can be blocked under location controls. All transactions outside of your specified country of residence will be blocked.

Will changing location controls, merchant controls, and spend controls impact previously authorized recurring transactions?

Previously authorized recurring payments will not be affected by the card controls.

How long does it take for a control or alert setting to take effect?

Control settings take effect immediately.

How are alerts delivered?

Alerts are sent as push notifications on your device. The alerts will also appear under "Messages" in the app.

If I have set an alert for international transactions but no controls are set, will I receive alerts for all international transactions?

Yes, an alert will be sent for all international transactions, whether they are allowed or denied.

If I set multiple alerts and a transaction triggers more than one, will I receive a separate message for each alert?

No, alerts will all be included in one message.

Can I turn the low balance alert off?

Yes, the low balance alert is controlled on a cardholder level.

Additional Features

Can I add my card to Mobile Wallets?
Yes, the app currently supports Google Pay™ and Apple Pay®.

My card was damaged/lost/stolen. What should I do?

If your card was damaged, follow the instructions under "Replace Card."

To report a lost or stolen card, follow the instructions under “Report Lost or Stolen.” Your new card will be sent to the address we have on file for you.

I will be traveling several times in the next year. Can I enter all of my travel plans at once?

The app allows you to set two travel plans at a time with a maximum duration of 90 days. If your trip exceeds this or you are travelling more than two times, you will need to update the app after each trip or after 90 days.

What is CardFree Cash℠?

CardFree Cash allows you to get cash from any participating ATM without your physical card using our Mobile Banking App’s enhanced card controls.

Apple Pay is a trademark of Apple, Inc., registered in the U.S and other countries and regions. Google Pay is a trademark of Google, LLC. CardFree Cash is a service mark of Fiserv, Inc.