FDIC Insurance Coverage


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Deposit insurance is one of the significant benefits of having an account an FDIC-insured bank. This is how the FDIC protects your money in the unlikely event of a bank failure. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. You have to purchase deposit insurance. If you open a deposit account at an FDIC-insured bank, you are automatically covered.

For more information about FDIC insurance coverage, visit: https://www.fdic.gov/resources/deposit-insurance/

To calculate your FDIC deposit coverage, visit: https://edie.fdic.gov/calculator.html

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